Terms of Use

Last Updated: September 9, 2026

Welcome to segurosytaxes.com (the “Website”). These Terms of Use govern your access to and use of the Website. By accessing or using the Website, you agree to these Terms.

For purposes of these Terms, “DTODOS,” “we,” “us,” and “our” refer to DTODOS Financial Group, the public brand that brings together financial services, business education, technology, marketing, and business-development initiatives. Specific services may be offered by different authorized professionals or legal entities depending on the product, license, jurisdiction, and applicable disclosures.

WEBSITE CONTENT AND PERMITTED USE

The content on this Website, including text, images, graphics, logos, videos, forms, and other materials, is provided for general informational purposes and for your personal, lawful, non-commercial use.

You may not copy, reproduce, distribute, modify, publish, sell, scrape, systematically retrieve, or exploit Website content without our prior written permission, except as permitted by applicable law. You may not use the Website in a manner that interferes with its security, operation, or other users’ access.

INFORMATIONAL PURPOSES ONLY

The Website may describe services related to taxes, insurance, business formation, education, technology, marketing, and business development. Website content is general information only and is not legal, tax, accounting, insurance, financial, investment, or professional advice.

Your individual situation may require advice from a qualified professional. You should not make decisions based solely on information available on this Website. Availability of services may vary by location, product, licensing requirements, and the entity or professional responsible for the service.

INSURANCE AND REGULATED SERVICES

Insurance products and other regulated services are subject to applicable laws, licensing requirements, carrier underwriting, eligibility criteria, and product-specific terms. Nothing on this Website constitutes a binding offer, policy issuance, coverage determination, or guarantee of eligibility, premium, benefits, limits, deductibles, or approval.

Any insurance decision remains subject to the applicable carrier, policy documents, licensed professional, and regulatory requirements.

TAX SERVICES AND EDUCATIONAL PROGRAMS

Tax-related information is provided for general educational purposes and is not a substitute for personalized tax advice. Tax outcomes depend on individual facts, applicable law, and timely, accurate information.

DTODOS educational programs may provide training and certificates of completion. Completion of a DTODOS program does not by itself grant a professional license, PTIN, EFIN, IRS representation rights, or any other government authorization. Any required registration, credential, license, or authorization must be obtained directly from the appropriate authority and maintained by the individual or business offering the service.

DIGITAL ASSISTANT AND AUTOMATED TOOLS

Any digital assistant, chatbot, calculator, form, or automated feature on the Website is provided for convenience and informational purposes only. Information generated by these tools may be incomplete, inaccurate, or not applicable to your circumstances. Do not rely on automated responses as professional advice or as a substitute for consultation with a qualified professional.

THIRD-PARTY LINKS AND SERVICES

The Website may contain links to third-party websites, applications, booking tools, payment processors, or external service providers. These third parties operate independently of DTODOS. We do not control, endorse, or assume responsibility for their content, availability, security, privacy practices, products, or services.

Your use of third-party resources is subject to their own terms and privacy policies.

PRIVACY

Information collected through the Website is governed by our Privacy Policy, available at www.segurosytaxes.com/privacy. By using the Website, you acknowledge that you have reviewed the Privacy Policy.

DISCLAIMER OF WARRANTIES

The Website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, DTODOS disclaims all warranties, whether express, implied, or statutory, including warranties of accuracy, merchantability, fitness for a particular purpose, non-infringement, availability, and uninterrupted or error-free operation.

We do not guarantee that the Website will always be available, secure, current, complete, or free of harmful components.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, DTODOS and its related entities, officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, the Website.

Nothing in these Terms limits liability where such limitation is prohibited by applicable law.

CHANGES TO THE WEBSITE OR TERMS

We may update, revise, suspend, or discontinue any part of the Website at any time. We may also update these Terms from time to time. The “Last Updated” date indicates when the Terms were most recently revised. Your continued use of the Website after an update constitutes acceptance of the revised Terms.

GOVERNING LAW

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute relating to the Website or these Terms will be subject to applicable law and the jurisdiction of the appropriate courts in Florida, unless otherwise required by law.

SEVERABILITY

If any provision of these Terms is found unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in effect.

CONTACT

For general Website questions, contact:

DTODOS Financial Group
2300 W 84th St, Suite 106
Hialeah, FL 33016
305-425-9510
support@dtodoss.com